[ MEDICAL PLAN ]
HEALTH CARETO KEEP YOU COVERED
Worthington Steel offers three medical plan options: the PPO Plan, the HSA Blue Plan and the HSA Green Plan. Both the HSA Blue Plan and HSA Green Plan include a Health Savings Account (HSA) to help cover eligible out-of-pocket expenses.
All three plans are self-funded, which means Worthington Steel pays the health care claims, not an outside insurance company. That’s why it’s important to help us control costs by using your Anthem Total Health Connections resources. Anthem Blue Cross Blue Shield offers a broad national provider network with strong in-network discounts.
Review the table below comparing 2026 coverage and costs for all three plans.
Frequently Asked Questions (FAQs)
Who’s eligible for the HSA Plan?
- You’re enrolled in another medical plan like Medicare, your spouse’s plan or military coverage.
- You received VA medical care within the last three months without a disability rating.
If one of the above applies to you, you may enroll in the PPO Plan or an alternative HRA plan. Call the Worthington Steel People Center at 614-840-3002 to learn more and enroll.
Remember, only the HSA Blue Plan and HSA Green Plan offer an HSA. If you enroll in the PPO Plan, you will not be eligible for personal or company HSA contributions within the plan year.
How do I update my HSA contributions?
- Log into the Worthington Steel enrollment site.
- Click the “Life Event” link on the left of your personalized page.
- Follow the prompts for a Health Savings Account change.
If you prefer, you can check and change your HSA contributions by calling the Worthington Steel People Center at 614-840-3002.
Can I decline Worthington Steel medical coverage?
You may decline coverage within 30 days of your hire date or during Open Enrollment. If you don’t decline coverage as a new hire, you’ll be automatically enrolled in employee-only coverage in the HSA Green Plan and will be charged the Tobacco surcharge.
To decline coverage, log into the Worthington Steel enrollment site, or call 614-840-3002.
Is my doctor in-network?
To confirm your doctor is in-network, or to find a new provider, call Anthem at
You can also find in-network providers using the “Find Care” tool on the Sydney Health app or on anthem.com.
Additional Information
Tobacco Free provides 12 months of virtual access to a health coach to help you make a plan and stick to it to quit tobacco. To get started, contact your Anthem Family Advocate at 833-824-1434 or log onto the Sydney Health app.
If you newly enroll in a Worthington Steel medical plan or change your medical plan election, you will receive a new medical ID card from Anthem following your enrollment. You can also access your medical ID card digitally at anthem.com or through the Sydney Health app.
Access affordable virtual care with LiveHealth Online. Get 24/7 virtual care for common illnesses from board-certified doctors or schedule private therapy sessions with licensed professionals — all from home through Anthem’s Sydney Health app.
Receive discounted rates when using LiveHealth Online services:
- PPO Plan: $15/visit
- HSA Plans: $35/visit
MEDICAL AND PRESCRIPTION DRUG – ANTHEM NETWORK (HSA WITH HEALTHEQUITY)
| PPO PLAN | HSA BLUE PLAN | HSA GREEN PLAN | ||||
|---|---|---|---|---|---|---|
| IN‑NETWORK | OUT‑OF‑NETWORK | IN‑NETWORK | OUT‑OF‑NETWORK | IN‑NETWORK | OUT‑OF‑NETWORK | |
| COMPANY HSA CONTRIBUTIONS (PER PLAN YEAR; PRORATED FOR NEWLY ELIGIBLE EMPLOYEES) | ||||||
| EMPLOYEE ONLY FAMILY |
N/A | $1,000$2,000 | $750$1,500 | |||
| DEDUCTIBLE (PER PLAN YEAR) | ||||||
| EMBEDDED DEDUCTIBLE | COMBINED DEDUCTIBLE | COMBINED DEDUCTIBLE | ||||
| EMPLOYEE ONLY FAMILY |
$600$1,200 | $1,950$3,900 | $2,950$5,900 | |||
| OUT‑OF‑POCKET (OOP) MAXIMUM (PER PLAN YEAR) | ||||||
| EMBEDDED OOP MAX | COMBINED OOP MAX | COMBINED OOP MAX | ||||
| EMPLOYEE ONLY FAMILY |
$3,800$7,600 | $5,300$10,600 | $3,800$7,600 | $5,300$10,600 | $4,800$9,600 | $6,300$12,600 |
| COVERED SERVICES 1 | ||||||
| ROUTINE PREVENTIVE CARE | No charge | No charge | No charge | No charge | No charge | No charge |
| LIVEHEALTH ONLINE | $15 copay | N/A | $35 | N/A | $35 | N/A |
| OFFICE VISITS (Physician) | $25 copay | 40% after deductible | 20% after deductible | 40% after deductible | 30% after deductible | 50% after deductible |
| OFFICE VISITS (Specialist) | $40 copay | 40% after deductible | 20% after deductible | 40% after deductible | 30% after deductible | 50% after deductible |
| OUTPATIENT DIAGNOSTIC (Lab/X‑Ray) | $25 copay | 40% after deductible | 20% after deductible | 40% after deductible | 30% after deductible | 50% after deductible |
| URGENT CARE | $50 copay | 40% after deductible | 20% after deductible | 40% after deductible | 30% after deductible | 50% after deductible |
| EMERGENCY ROOM | $150 copay | 20% after deductible | 30% after deductible | |||
| OUTPATIENT SERVICES | 20% after deductible | 40% after deductible | 20% after deductible | 40% after deductible | 30% after deductible | 50% after deductible |
| INPATIENT HOSPITAL STAY | 20% after deductible | 40% after deductible | 20% after deductible | 40% after deductible | 30% after deductible | 50% after deductible |
Monthly Employee Contributions
| PPO PLAN | HSA BLUE PLAN | HSA GREEN PLAN | |
|---|---|---|---|
| EMPLOYEE ONLY | $109.00 | $109.00 | $40.00 |
| EMPLOYEE + CHILD(REN) | $194.00 | $194.00 | $70.00 |
| EMPLOYEE + SPOUSE | $239.00 | $239.00 | $88.00 |
| EMPLOYEE + FAMILY | $327.00 | $327.00 | $118.00 |