[ LEARN WHAT'S CHANGING ]

WHAT’S NEW FOR 2026

At Worthington Steel, we’re committed to offering affordable, competitive benefits that protect your health, strengthen your financial well-being and support you and your family wherever life takes you. Driven by our people-first philosophy, we choose every benefit with you in mind.

Review the changes below and keep them in mind when you enroll Oct. 27, 2025 – Nov. 7, 2025, for coverage that begins Jan. 1, 2026.

Medical Plan Changes

We are adding a new Preferred Provider Organization (PPO) Plan in 2026. Both the HSA Green and HSA Blue Plans will continue to be offered, with only slight updates to the rates, deductibles and out-of-pocket maximums. The PPO Plan provides another choice for those that value a lower deductible and more predictable copays. Note: Unlike the HSA plans, the PPO does not include a savings account.

Additional details about all three medical plan options, including a detailed plan comparison chart, are available in the Benefits Summary and the 2026 Benefits Guide, which are both available under Helpful Documents.

You can view current year payroll contributions and details on the Medical Plan page.

Dental and Vision Premium Plan Enhancements

We’ve enhanced our Premium dental and vision plans to better meet your needs and help you get more for what you pay.

Dental Premium Plan: We are lowering the deductible, doubling the annual maximum and expanding orthodontia coverage with a higher lifetime maximum and no age limit. We’re also continuing the additional coverage for major services like crowns, dentures, implants and more.

Vision Premium Plan: We’re making it easier to get the coverage you need by lowering copays to $10 for eye exams and prescription glasses. The contact lenses allowance is increasing to $150, and the plan continues to offer a higher frame allowance with added lens enhancements.

Additional details about the dental and vision plans, including covered services and 2026 payroll contributions, are available in the Benefits Summary and the 2026 Benefits Guide, which are both available under Helpful Documents.

View your current year dental and vision details.

Flexible Spending Account Limit Increases

In 2026, the Dependent Care Flexible Spending Account (FSA) annual contribution limit will increase to $7,500. This FSA lets you set aside tax-free dollars each pay period to cover eligible dependent daycare expenses so you and your legal spouse can work, find work or attend school full time.

Learn more about FSAs.

    LiveHealth Online Offers Virtual Care at a Lower Cost

    Starting Jan. 1, 2026, virtual care with LiveHealth Online will be more affordable than ever:

    • PPO Plan members: $15 copay per visit
    • HSA Plan members: $35 flat fee per visit regardless of deductible or coinsurance

    Connect 24/7 with a board-certified doctor for preventive and urgent medical care or schedule therapy sessions through anthem.com or using Anthem’s Sydney Health app.

    NEW: Virtual Weight Loss and Diabetes Prevention with Virta

    Beginning Jan. 1, 2026, Worthington Steel will offer Virta at no cost to medical plan members age 18 and older. Virta is a guided online nutrition program that helps you lose weight, reverse pre-diabetes or type 2 diabetes and feel better. This personalized, flexible approach fits your lifestyle and shows you how to eat the foods that support real, lasting results.

    With Virta, you’ll receive:

    • One-on-one support from a dedicated health coach and medical provider
    • Digital tools to track your progress and provide real-time insights
    • A simple, sustainable nutrition plan backed by science

    Learn more or enroll beginning Jan. 1 2026, at virtahealth.com/join/anthem. Additional information will be available on this site in January.